Write about what you do to manage your stress .

Now my concerns or stress is about my son; when I feel stress I listen instrumental music, I pray and I talk with my mom. These activities help me to relax.
I think the exercise is good, I like to walk, I walk every day :)













Advice on Finances in Canada for newcomers

 

The finances is a very important topic, if you are a newcomer in Canada, you should know about the banks, there are different types of accounts with some benefits for you and your family.

 

You should know about the benefits from government for the families and child, benefits during retirement.
 

The Government of Canada have has many benefits for child for example the Canada Child Benefit (CCB), it is according family net income.

If I were a newcomer, I would read about taxes in Canada.

The Canada Revenue Agency (CRA) you could find good information about taxes, benefits in Canada.
 

Margareth Bonnano said: "Being rich is having money; being wealthy is having time."


For me the time of a person is the most valuable thing in this life, because the time no come back and this is not possible to buy.

- The time with our family is very important quality and quantity.
- The time with our friends is very important because we share experiences, we socialize.
- The time for myself is the most important , is for meditate, is a relax time.

If I am physically and mentally well, I feel wealthy; for me the most important thing in this life is the health for my family and my health.

Budget Idioms

Today, I learned new budget idioms, I can to use this budget idioms when I talk about my money, my budget, my expenses etc.
For example:
- Pinching pennies
- Strapped for cash
- Paying through the nose

 10 MOST COMMON BANK CUSTOMER COMPLAINTS

TASK 2
I agree with the article about top 10 Bank Customer Complaints.

In my country I worked in a bank in the Customer Service area, every day the customers had complaints like the article about 10 Bank Customer Complaints.

My personal story was with a bank in my country, I had a credit card with this bank. I didn't check my statement every month, but a day I checked my statement I observed a unusual debit, I went to the bank to customer service area, I asked about this debit and said me this debit was an insure, but I don't request this insure, then this insure was eliminated.

TASK 2

When I was a child, I was 11 years. I went to my best friend's birthday party. In this party was his aunt, I knew she was pregnancy because my friend tell me in class. In the day the party I saw his aunt I thought she was pregnancy yet. I asked her ..when the baby is born? and she said... the baby was born... but my belly is still bloated.

I felt very embarrassed.
I said to her sorry, I am a child I don't understand this topics yet.
I hope doesn't hold a grudge against me for I ask this.

In this day I learned is better do not ask in this kind of situations.
Now I know the women after the birth of the baby they can look even with pregnant belly.

My Life

My name is Vielka Zambrano, I 'm from Ecuador. I'm married. I have one child. My son's name is Kitsen. My husband's name is Man Kang.
I arrived to Canada in September 2015. I lived in Edmonton almost one year. My son was born in Edmonton.
Then we moved to Ontario in July 2016. We decided to live in Milton because is a beautiful city.
My husband is a mechanical engineer but now he doesn't work in this area. I am accountant in my country.
In November 2017, my life changed totally, when I received my son's diagnostic. At first was very hard, but the love for my son is more strong. I am sure he will improve with the therapies and with our love.
I want to learn English, and then I want to work,  and in this way I have better economic possibilities for cover the cost about my son's special needs.